Keep family loans in view.
Track money you need to pay and money you need to get back. Keep due dates, installments and part payments together, and open a ready reminder in WhatsApp or email.
One-time or installments
A one-time loan is paid back in full by a date, in as many parts as needed. An installment loan is paid every month on a due day. Both work for money you owe and money owed to you.
- Due in 3 days, due today or overdue, at a glance
- Part payments update what is left
- Payoff month worked out for installments
A ready reminder to review
Add a WhatsApp number or email for the person. Review reminder shows the message for a payment that is due soon, due today or overdue. Open WhatsApp or your email app with it ready, change it if you like, and send it yourself.
- Nothing is ever sent without you
- Uses the full number with country code
- Works for both sides of a loan
Know before the date
Notifications list loans due in the next 3 days, due today and overdue, plus money received in the last 30 days. A dot on the bell tells you something needs attention.
- Remind straight from the notification
- Installments and one-time loans
- Recent payments, both ways
Payments are expenses, money back is income
Paying a loan shows in Expenses, tagged Loan, with how you paid and from which bank, and counts as cash out. Money paid back to you shows in Income and counts as cash in. Neither counts toward budget lines or the Spent total on the dashboard, so a big installment never looks like overspending.
- Cash or bank, with a receipt if you like
- Full history per loan
- Loans stay out of budget lines
About family loans
How are loan payments counted?
Paying a loan is an expense, shown in Expenses with a Loan tag. Money paid back to you is income, shown in Income. The amount you hand over or receive when the loan starts is not counted.
Do loans affect my budget?
No. Loan payments never count against budget lines, so a large installment does not make a category look overspent. They do count in Cash flow.
Does the app send WhatsApp messages for me?
No. Review reminder shows the message, and Open WhatsApp or your email app opens it ready to send. You read it, change it if you like, and send it yourself.